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Personal Information

Full Name *

Email *

Password (min 6 chars) *

Confirm Password *

Phone * Enter 10 digits starting with 0 (e.g., 0977746427) or 12 digits starting with 260.

Physical Address *

Click "Get Location" to set your address using the map.

Province *

Date of Birth *

National ID (format: XXXXXX/XX/1) *

Occupation *

Employer *

Monthly Income (ZMW) *

KYC & Verification Documents

Customer Photo (Selfie) *

Photo of Physical Address Entrance *

NRC Front *

NRC Back *

Police Affidavit (PDF) *

Click the info button for details on what to tell the police.

Agent Code (if referred) If you were referred by a SemCash Agent, enter their code here.

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What is a Police Affidavit?

A Police Affidavit is a sworn statement made before a police officer or commissioner of oaths. It is a legal document that attests to the truthfulness of the information you provide.

What must you state in the Affidavit?

Your full name, National Registration Card (NRC) number, and contact details.
Your physical address and any other personal particulars.
That all the details provided in your loan application – including your identity, address, employment, income, and asset information – are true and accurate to the best of your knowledge.
That you understand that providing false information is a criminal offence.
That you acknowledge that the loan proceeds will be used only for the purpose stated in the application, and that using the funds for any other purpose constitutes fraud.
That you are aware that you may be held criminally liable for:
- Fraud – knowingly providing false or misleading information.
- False Pretence – obtaining a loan by deception.
- Misappropriation – using the loan funds for purposes other than those declared.
- Any other criminal activity related to the loan application or use of funds.

How to get the Affidavit:

Visit any police station or a commissioner of oaths (e.g., a lawyer) and request to make a sworn affidavit. Take your NRC and any supporting documents. Inform the officer that you need an affidavit confirming the truthfulness of your loan application details and that you understand the criminal consequences of providing false information. The police officer or commissioner will draft and swear you in.

Remember: The affidavit must be signed and stamped by the police officer or commissioner. Scan or photograph the completed affidavit and upload it as a PDF file.

Important: Filing a false affidavit is a criminal offence. Only submit truthful information.